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Get pre-approved and make sure your rebate counts
Your lender has to approve the rebate credit before closing. Getting pre-approved early, with a lender who knows about the rebate, is the easiest way to receive every dollar.
Secure application through our mortgage partner. Opens in a new tab.
Reviewed by Bryan Berns, Florida real estate broker (License BK3659524), licensed since 2011 · Updated October 2026Why pre-approval matters for a buyer rebate
The lender approves the credit
Florida rebates must be disclosed to your lender. Telling them at the start avoids surprises at closing.
Loan programs have limits
FHA, VA and conventional loans each cap how much credit can go toward closing costs. Your loan officer can size it correctly.
Stronger offers
Sellers and builders take pre-approved buyers more seriously, and builders often require it to hold a home.
Builder lender incentives
Builder promotions often require their affiliated lender. We'll help you compare that offer with an outside lender.
Start your pre-approval
Tell us where you stand. We'll connect you with a lender experienced with buyer rebate credits and send them your rebate letter, or work with the lender you already have.
Paying cash? You don't need a lender. Your rebate simply reduces the funds you bring to closing.
Ready to apply now?
Complete the secure online mortgage application whenever it suits you. Your loan officer will know about your rebate from day one.
Start my applicationYou're free to choose any lender. Using this application is never required to receive your rebate. GetBuyerRebate.com is not a lender; loans are subject to the lender's approval.