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Realtor rebate · Florida
Realtor rebate in Florida: get half of your agent's commission back
A realtor rebate is cash back from your buyer's agent at closing. Florida allows it, and most agents never offer it. Work with a licensed REALTOR® and get 50% of the buyer-agent commission credited to you, on new construction or resale.
$450,000 Florida home
$6,750
back at closing
Example only. Commissions are negotiable and vary by transaction. Your rebate is 50% of the compensation actually received, confirmed in writing.
Get my realtor rebate
Reviewed by Bryan Berns, Florida real estate broker (License BK3659524), licensed since 2011 · Updated October 2026What is a realtor rebate?
A realtor rebate is part of the commission your buyer's agent earns, given back to you. It usually appears as a credit on your settlement statement, lowering your cash to close.
You may also see it called a buyer agent rebate, real estate rebate, commission rebate or closing cost rebate. The idea is the same: you keep part of the commission that's paid on your purchase.
How much is a realtor rebate in Florida?
| Home price | At 2.5% commission | At 3% commission |
|---|---|---|
| $300,000 | $3,750 | $4,500 |
| $400,000 | $5,000 | $6,000 |
| $500,000 | $6,250 | $7,500 |
| $750,000 | $9,375 | $11,250 |
| $1,000,000 | $12,500 | $15,000 |
Your realtor rebate = 50% of the buyer-agent compensation received. Commissions are negotiable and vary by transaction.
How to get a realtor rebate in Florida
1. Choose a rebate agent first
Most agents won't offer a rebate after you've started working together. Pick one before you tour.
2. Put it in writing
Your buyer agreement should state the rebate percentage and how it's paid.
3. Tell your lender
Your lender must approve the credit. We send a rebate letter at the start.
4. Register on builder visits
For new construction, your agent must usually be registered on your first visit.
5. Close and collect
The rebate is credited on your settlement statement, or paid as a check where permitted.
Realtor rebate vs. negotiating a lower commission
Since the 2024 NAR settlement, buyers sign a written agreement that sets how their agent is paid, and you can negotiate it. But in many Florida deals the seller or builder still pays the buyer-agent commission.
A rebate lets you benefit from that commission even when you're not the one paying it: the seller or builder pays as usual, and half comes back to you. Negotiating a lower fee mainly helps when you would be paying your agent yourself. Compare rebates and seller credits.
Realtor rebates near you
Central Florida
Tampa Bay & Gulf Coast
Tampa · St. Petersburg · Sarasota · Fort Myers · Naples
South & East Florida
North Florida
Builders
Lennar · D.R. Horton · Pulte & Del Webb · Taylor Morrison · KB Home
Luxury
Every situation is different, and compensation is negotiable
We confirm the buyer-agent compensation on your purchase, and your 50% realtor rebate, in writing before you make an offer.
Realtor rebate FAQ
Can a realtor give you a rebate in Florida?
Yes. Florida allows a licensee to share compensation with a buyer when it's disclosed to everyone in the transaction, including the lender. Read the Florida rule.
Why don't most realtors offer a rebate?
It reduces their pay, and many brokerages discourage it. Rebate-focused agents make it up through efficiency and volume.
Does a realtor rebate hurt my offer?
No. It comes from the agent's side of the commission, so the seller nets the same.
Can I get a realtor rebate on new construction?
Yes, and it's often the biggest opportunity, because builders budget a buyer-agent commission into the price. See new construction rebates.
Is a realtor rebate taxable?
The IRS has generally treated buyer rebates as a reduction in purchase price rather than income. Confirm with your tax advisor.
What if the seller doesn't pay a buyer-agent commission?
Then there's no commission to rebate. We'll explain your options in your buyer consultation before you tour.
What percentage do Florida buyer's agents usually get?
There's no fixed percentage. Compensation is negotiated between the buyer, the seller or builder, and the brokers. Builders often budget about 2% to 3%; resale terms vary. With us, half of it comes back to you.
How much does a realtor make on a Florida home purchase?
It depends on the price and the negotiated compensation. For example, at 3% on a $400,000 home, the buyer's brokerage would receive $12,000. With us, $6,000 of that would come back to you at closing. All commissions are negotiable.
Can I still get a realtor rebate if I found the house online?
Yes. Many of our buyers find homes on Zillow or Realtor.com. What matters is signing our showing agreement or EBBA before we tour or work together. If you go to an open house first, tell the listing agent you're working with Firelight Realty Group. All commissions are negotiable.
Get your Florida realtor rebate
Tell us what you're buying. A licensed Firelight Realty Group agent replies the same day with your rebate estimate.
Faster: call or text
(407) 357-0357