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D.R. Horton realtor rebate: 50% of the commission back at closing
Buying from D.R. Horton or its Express, Emerald or Freedom series in Florida? Use your own broker and get half of the commission D.R. Horton pays us as a closing cost rebate.
Register before your D.R. Horton visit$350,000 D.R. Horton home example
Example only. Commission varies by community and promotion, and we confirm it in writing before you sign.
Reviewed by Bryan Berns, Florida real estate broker (License BK3659524), licensed since 2011 · Updated October 2026D.R. Horton home series we cover
Tradition Series
D.R. Horton's original product line, found across Florida.
Express Series
Entry-level homes, popular with first-time buyers. A rebate here can cover a large share of closing costs.
Emerald Series
Higher-end homes, where the rebate dollars grow with the price.
Freedom Series
Low-maintenance, active-lifestyle communities, such as Oak Leaf Preserve in New Smyrna Beach.
Keep D.R. Horton's incentives too
D.R. Horton promotions such as rate buydowns or closing cost help often require its affiliated lender. Your rebate comes from our commission, so you can usually stack both. We confirm with the lender that the credit can be applied.
D.R. Horton in Florida
Central Florida communities include Poinciana Enclave (Kissimmee) and Oak Leaf Preserve – Freedom Series (New Smyrna Beach). D.R. Horton also builds in Tampa Bay, Jacksonville, Southwest Florida and the Panhandle. Ask us for current communities near you.
D.R. Horton realtor rebate FAQ
Does D.R. Horton pay buyer's agents in Florida?
Broker participation and commission amounts vary by community and promotion. We confirm D.R. Horton's terms for your community before your first visit, so you know your rebate in advance.
Do I have to register on my first visit?
Plan on it. Call us before you go, or list Firelight Realty Group and your GetBuyerRebate.com agent on the guest card.
Can I use a rebate with an FHA or VA loan from D.R. Horton's lender?
Usually toward allowable closing costs, within program limits. We confirm early with the lender.
See also: Lennar realtor rebate · Orlando home buyer rebate · Florida new construction rebate
Why D.R. Horton buyers should bring their own agent
D.R. Horton has been America's largest homebuilder by volume for more than two decades. In its 2025 fiscal year it closed 84,863 homes across 126 markets in 36 states, and Florida is one of its biggest regions. That scale means standardized contracts, fast build schedules and plenty of quick move-in homes.
It also means the process is built around the builder. The on-site sales consultant represents D.R. Horton, and the purchase agreement is D.R. Horton's own form. Roughly 81% of its buyers financed through its affiliated lender, DHI Mortgage, in fiscal 2025, often because the best incentives are tied to it. An agent who works for you reads the contract, compares the lender offer with an outside quote and keeps track of deadlines, deposits and walk-throughs.
With us, you get that representation plus 50% of the commission D.R. Horton pays us, credited at closing. Compare it with other builders on our builder commissions guide.
Getting the most from a D.R. Horton purchase
Quick move-in vs. to-be-built
Spec homes close fast and often carry the biggest incentives, but you can't choose finishes. To-be-built homes let you pick, with a longer wait and rate risk.
Compare the incentive two ways
Ask DHI Mortgage for its offer with the incentive, and get an outside lender's quote. Total cost over the time you'll own the home is what matters.
Know your lot premium and CDD
Corner, pond and preserve lots cost more, and many communities have CDD assessments on top of HOA dues. We list both for every home.
Inspect a new home anyway
A pre-drywall inspection, a final inspection before closing and a check before your warranty period ends can catch issues the builder will fix at no cost.
Deposit and contract terms
Builder contracts limit how and when you can cancel. We walk through deposit, financing and closing-date terms before you sign.
Appraisal and pricing
New communities have few comparable sales. If an appraisal comes in low, we help you negotiate with the builder before you add cash.
More D.R. Horton questions
Is D.R. Horton the largest homebuilder?
D.R. Horton describes itself as America's largest volume homebuilder, a title it has held for more than 20 years, with 84,863 homes closed in fiscal 2025.
Do I have to use DHI Mortgage?
No, but some incentives require it. We help you compare the incentive offer with an outside lender so you choose with the full numbers.
Can I negotiate with D.R. Horton?
Often on incentives, closing costs or upgrades rather than base price, especially on quick move-in homes. Your agent can ask; the builder decides.
Should I get an inspection on a brand-new D.R. Horton home?
Yes. Independent inspections before drywall and before closing are inexpensive compared with the cost of fixing issues later.
Does the rebate reduce my D.R. Horton incentive?
No. The rebate comes from the commission D.R. Horton pays us, separate from builder incentives, though your lender caps total credits.
Lock in your D.R. Horton rebate before your first visit
Sign up before you visit a D.R. Horton community and we'll confirm the commission and register you.
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(407) 357-0357