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Home buyer rebate calculator
Estimate your real estate rebate and see how much of your Florida closing costs it could cover.
Buyer-agent commission
Estimated closing costs
Your estimated rebate
$6,000
Covers about 50% of your closing costs
Estimate only. Commissions are negotiable; credits require lender approval.
Reviewed by Bryan Berns, Florida real estate broker (License BK3659524), licensed since 2011 · Updated October 2026How the rebate is calculated
Your rebate is 50% of the buyer-agent commission we receive. Multiply the price by the commission rate, then divide by two. On a $400,000 home at 3%, that's $12,000 in commission and a $6,000 rebate.
Florida buyer closing costs commonly run about 2% to 5% of the price. See what's included.
Rebate examples at common prices
| Home price | At 2% | At 2.5% | At 3% |
|---|---|---|---|
| $300,000 | $3,000 | $3,750 | $4,500 |
| $400,000 | $4,000 | $5,000 | $6,000 |
| $500,000 | $5,000 | $6,250 | $7,500 |
| $750,000 | $7,500 | $9,375 | $11,250 |
| $1,000,000 | $10,000 | $12,500 | $15,000 |
Your rebate = 50% of the buyer-agent compensation received. Commissions are negotiable and vary by transaction; these are examples, not quotes.
What the calculator doesn't include
Builder incentives
Closing-cost credits or price cuts from the builder come on top of your rebate.
Bonuses to agents
When a builder offers agents a bonus, your rebate can grow too, where the builder's terms permit.
Loan limits
Your loan program may cap total credits; we size the rebate to fit.
Taxes and prepaids
Property tax prorations, insurance and escrow vary by home and county.
Calculator questions
What commission rate should I use?
For new construction, many Florida builders pay 2% to 3%. For resale, it depends on what the seller offers or what you negotiate. We'll tell you the actual figure for a specific home.
Is the result guaranteed?
No. It's an estimate. Your rebate is confirmed in writing once we know the actual compensation.
How does this compare with other rebate programs?
Programs differ in how much they return and how much service they include. See our comparison of Florida rebate companies.
How much commission does the buyer's agent receive?
It depends on price and the negotiated rate. Use the calculator: for example, 3% of $400,000 is $12,000 to the buyer's brokerage, and our 50% rebate would be $6,000. All commissions are negotiable.
Lock in the rebate you just calculated
Tell us about your purchase and we'll confirm your rebate in writing.
Faster: call or text
(407) 357-0357