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Comparison · Updated October 2026

Homa vs. a local Florida rebate agent

Homa is an AI-powered brokerage that returns much of the buyer-agent commission. GetBuyerRebate.com pairs you with one licensed local agent and returns 50%. Here's how they compare.

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Bryan Berns, Florida real estate brokerReviewed by Bryan Berns, Florida real estate broker (License BK3659524), licensed since 2011 · Updated October 2026

Side by side

HomaGetBuyerRebate.com
Rebate on 3% commissionAbout 2% of price (Homa keeps about 1%)1.5% of price (50% of commission)
Who you work withAI tools, in-house broker, local showing specialistsOne licensed local agent
Home toursShowing specialistsYour agent
New constructionSupportedStatewide focus, builder registration handled
Florida coverageStatewideNew construction statewide; resale in Central Florida core areas

Homa terms are from its public statements as of October 2026 and may change.

Which should you choose?

If maximizing the rebate on a resale home is your top priority and you're comfortable doing much of the work in an app, Homa's model can pay more.

If you want the same person guiding you from first tour to closing, or you're buying new construction and need builder registration and contract help, a local agent is often worth the difference.

Ready to see your rebate?

A licensed Firelight Realty Group agent replies the same day with your estimate.

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Homa vs. local agent FAQ

Is Homa legitimate?

Homa says it is a licensed brokerage. Verify any brokerage on MyFloridaLicense.com.

Why is your rebate 50% instead of 2%?

We provide a full-service local agent for the whole transaction. You trade a slightly smaller rebate for in-person representation.

Can I talk to both?

Of course. Get written estimates from both and compare.

A worked example on a $450,000 home

Homa (per its public terms)GetBuyerRebate.com
Buyer-agent commission at 3% (example)$13,500$13,500
Rebate modelAbout 2% of price back on a 3% commission50% of the commission received
Estimated rebateAbout $9,000$6,750
Your main contactApp plus in-house broker and showing specialistsOne licensed local agent

Homa figures are based on its public statements as of October 2026 and may change; confirm current terms with Homa. Commissions are negotiable and every situation is different.

Questions to ask any rebate company

1. Is the rebate a percentage of price or of the commission? Percentage-of-price programs assume a certain commission; if compensation is lower, the rebate may change.

2. Who tours with me and who negotiates? Some programs use different people for tours, offers and closing. Others give you one agent throughout.

3. How do you handle new construction? Builders usually require your agent at the first visit. Ask how the company registers you and whether it knows the builder's contract.

4. What happens if my lender limits the credit? Loan programs cap credits. Ask how the company plans around your loan so the rebate isn't lost.

5. Is the brokerage licensed in Florida? Check any brokerage on the state's license lookup. See also Prevu vs. a local agent and our full rebate company comparison.

More comparison questions

Does a bigger rebate always mean a better deal?

Not always. Negotiation on price, repairs and builder incentives can be worth more than the difference in rebate size. Compare total outcomes, not just the rebate.

Can I switch from Homa to a local agent?

Check your existing buyer agreement first. If you've signed one, it may need to end before you work with another brokerage.

Which is better for new construction?

Whichever registers you with the builder before your first visit and knows the builder's contract. We handle registration statewide.

Get a written estimate to compare

Tell us the home or builder and we'll send your rebate estimate in writing.

✓ 50% of the buyer-agent commission back ✓ Rebate in writing before you tour ✓ Full-service licensed Florida agent ✓ Led by an experienced Florida rebate broker, licensed since 2011

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Related rebate pages

Prevu vs. a local rebate agent Florida closing costs for buyers Florida first-time home buyer guide Florida down payment assistance Should I use a realtor for new construction? Are realtor rebates legal in Florida? How much do builders pay realtors? Closing cost rebate vs. seller credit Orlando home buyer rebate Tampa home buyer rebate