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Investor guide · Central Florida
Buying a vacation rental home near Disney, with a 50% rebate
Kissimmee, Davenport and ChampionsGate have entire resort communities built for short-term rentals. Here's what to check before you buy one, and how a rebate lowers your cash needed at closing.
Before you buy a short-term rental
+ 50%
of the commission back at closing
Rules vary by community and county. Commissions are negotiable.
Get my investor estimate
Reviewed by Bryan Berns, Florida real estate broker (License BK3659524), licensed since 2011 · Updated October 2026Where vacation rental communities are
Kissimmee and Osceola
Resort communities near Disney, such as Storey Lake.
ChampionsGate
Sections where short-term rentals are generally allowed. See ChampionsGate.
Davenport
Vacation-home resorts along US-27. See Davenport.
Primary-home communities
Many nearby neighborhoods don't allow short-term rentals. Knowing the difference is critical.
Short-term rental checklist
| Check | Why |
|---|---|
| Zoning and community rules | Only certain subdivisions allow nightly rentals; others prohibit them. |
| County registration | Osceola County, for example, requires vacation rental registration and inspection. |
| State license | Florida generally requires vacation rentals to be licensed with DBPR's Division of Hotels and Restaurants. |
| Taxes on rentals | Short-term rentals generally owe state sales tax and the county tourist development tax. |
| Financing and insurance | Second-home and investment loans and short-term rental insurance differ from primary-home coverage. |
Why the rebate matters to investors
Every dollar you don't spend at closing improves your return. On a $500,000 vacation home at 3%, a 50% rebate is $7,500 back, credited within your lender's limits. Cash buyers usually have the most flexibility.
We'll also help you compare furnished resale homes, which can start earning sooner, with new construction, which often carries builder incentives.
Vacation rental questions
Can any home near Disney be rented nightly?
No. Short-term rentals are allowed only where zoning and community rules permit them. We verify before you offer.
Do you cover resale vacation homes in Kissimmee?
Yes. Vacation rental homes is in Osceola County, and we cover Osceola fully for resales and new homes.
Can I finance a vacation rental?
Yes, typically with a second-home or investment loan. Rules on rebate credits vary by loan, so involve your lender early.
Do you manage rentals?
No. We represent you in the purchase and can point you to questions to ask property managers.
Does the rebate apply to a vacation home I'll rent out?
Yes, when buyer-agent compensation is paid. Financing a short-term rental usually means a second-home or investment loan, which may treat credits differently, so bring your lender in early.
Get your vacation home rebate estimate
Tell us your budget and whether you'll finance or pay cash. We'll shortlist communities where short-term rentals are allowed.
Faster: call or text
(407) 357-0357