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Active adult · 55+ communities
55+ community realtor rebate in Florida
Del Webb, Cresswind, Latitude Margaritaville and more. Many active-adult buyers don't realize they can bring their own agent to a 55+ community, and get 50% of the buyer-agent commission back at closing.
$500,000 55+ community home
$7,500
back at closing
Example only. Commissions are negotiable and vary by transaction. Your rebate is 50% of the compensation actually received, confirmed in writing.
Get my 55+ rebate estimate
Reviewed by Bryan Berns, Florida real estate broker (License BK3659524), licensed since 2011 · Updated October 2026Why a rebate matters more for 55+ buyers
Many active-adult buyers pay cash after selling a home up north. With no lender limits on credits, cash buyers usually receive the full rebate as a reduction in the money they bring to closing.
Downsizing buyers also tend to tour several communities in one trip. Registering your agent before each visit keeps the rebate available wherever you land.
55+ builders and communities we cover
Each page explains that builder's process and how to keep your rebate. Considering a community that's not listed? Ask us; we cover new construction statewide where the builder's terms permit.
Del Webb (Pulte) →
PulteGroup's active-adult brand, including Del Webb communities across Florida.
Cresswind by Kolter →
Active-adult communities in South Florida and on the Treasure Coast.
Latitude Margaritaville by Minto →
Lifestyle communities for 55+ buyers, popular with out-of-state retirees.
Jones Homes USA →
Twin Lakes and Lakes at Harmony in St. Cloud, with age-restricted sections.
Esplanade by Taylor Morrison →
Resort-style communities that attract many active adults.
Ocala and Marion County →
Horse country with several large active-adult communities.
What to check before you buy in a 55+ community
Age and residency rules
Under the federal Housing for Older Persons Act, most 55+ communities require at least 80% of occupied homes to have a resident 55 or older. Each community sets its own rules for younger residents and guests.
HOA, CDD and amenity fees
Lifestyle amenities cost money. Get the yearly HOA dues, any CDD assessment and club fees in writing.
Resale and rental rules
Some communities limit rentals or have resale requirements. These affect your flexibility later.
Who sells the homes
Some developers sell only through their own sales team and don't work with outside agents. We tell you up front which communities qualify for a rebate.
Bringing an agent never costs you more
Builders typically budget buyer-agent compensation whether or not you bring an agent. Commissions are negotiable and every situation is different; we confirm your rebate in writing before you visit.
55+ rebate FAQ
Can I use my own agent at Del Webb or Cresswind?
Generally yes, if your agent is registered at or before your first visit. We confirm each builder's current terms first.
Do I have to be 55 to buy?
Rules vary by community. Typically at least one resident must be 55 or older, and some communities restrict younger residents. We'll check the specific rules with you.
I'm moving from out of state. Can you help remotely?
Yes. We can register you with builders, tour by video and coordinate inspections before you arrive.
I'm paying cash. How is the rebate paid?
As a credit on your settlement statement that reduces the funds you bring to closing.
Get your 55+ community rebate estimate
Tell us which communities you're considering and your timeline. We'll register you before your first visit.
Faster: call or text
(407) 357-0357