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Florida builder incentives this fall, plus your 50% rebate
Builders are offering rate buydowns, closing-cost credits and price cuts on move-in-ready homes. Here's what's being advertised, how to read the fine print, and how to stack it with a rebate of half the commission.
Where incentives are strongest
+ 50%
of the commission back, on top
Incentives vary by builder, community and home. Commissions are negotiable and your rebate is confirmed in writing.
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Reviewed by Bryan Berns, Florida real estate broker (License BK3659524), licensed since 2011 · Updated October 2026Updated October 26, 2026 · Central Florida
Builder promotions running into November and beyond
Based on builders' publicly advertised promotions. Offers apply to select homes and communities, change often and can end without notice. We confirm the current offer, and how it combines with your rebate, before you visit. Ask the builder's lender for any rate and APR.
| Builder | Advertised incentive | Conditions |
|---|---|---|
| Taylor Morrison | Up to $85,000 in builder incentives on select homes, plus up to $15,000 toward closing costs | Closing-cost portion requires the affiliated lender. Advertised through year-end. |
| Pulte & Del Webb | “Fly. Buy. Save.” travel reimbursement up to $4,000 at Del Webb Sunbridge; price reductions on select quick move-in homes | Purchase by Dec. 31, 2026; the travel offer requires attending a sales presentation. |
| Richmond American | Up to $20,000 in Flex Funds on select to-be-built homes, plus a special FHA rate on select homes | Rate offer applies to homes closing by Dec. 31, 2026; usually requires HomeAmerican Mortgage. |
| M/I Homes | Below-market fixed rates and a 2/1 buydown on select quick move-in homes | Closings by Dec. 31, 2026; requires M/I Financial. |
| Highland Homes | Savings up to $70,000 with closing costs paid on select homes | Terms vary by community; closing-cost offers typically require the preferred lender. |
| Meritage Homes | Reduced rates on select move-in-ready homes | Typically requires MTH Mortgage; no end date published. |
| LGI Homes | Builder-paid closing costs, included upgrades and reduced rates | Requires the builder's preferred lender; no end date published. |
| Maronda Homes | Special financing through a builder-paid forward commitment | Must finance through the builder's lender; no end date published. |
| David Weekley Homes | Hometown Heroes: $2,000 in Flex Dollars for eligible buyers | Valid through Feb. 25, 2027. |
| Kolter Homes | Up to $100,000 in savings, including at Cresswind active-adult communities | Advertised in late October 2026; select homes; confirm terms before you visit. |
| Viera Builders | New pricing announced on select Viera homes | Advertised in late October 2026; ask which homes changed. |
| Park Square Homes | Reduced first-year rate on select Orlando homes | Temporary buydown through the builder's lender; ask for the rate and APR in writing. |
Builder names are trademarks of their owners. Not affiliated with or endorsed by any builder. Incentives are offered by the builders, not by GetBuyerRebate.com.
Only with a rebate agent
When builders pay agents more, your rebate grows
Builders sometimes boost agent commissions or add broker bonuses. With a typical agent, that extra money stays with the agent. With us, your rebate is 50% of the compensation we receive, so a bigger builder payout can mean more back to you, where the builder's terms permit.
K. Hovnanian Homes
Advertising up to 5% commission to agents on select homes
At 5% on a $450,000 home, your 50% rebate would be $11,250 instead of $6,750 at 3%.
Limited-time $5,000 broker bonus at Esplanade at McKinnon Groves
Where the builder's terms allow it to be shared, up to $2,500 more back to you.
From builder announcements to agents in late October 2026. Bonus programs are limited-time, apply to select homes and have their own rules. We confirm eligibility in writing before your first visit. Commissions are negotiable.
Incentives and your rebate can work together
Builder incentives come from the builder. Your rebate comes from the commission the builder pays your agent. In many cases you can have both, as long as the total credits fit your loan program's limits.
The catch: most incentives require the builder's lender, and some cap total closing credits. We map out which combination puts the most money in your pocket before you sign.
Example: $450,000 new home
$16,750
total working for you at closing
Hypothetical example. Incentives, commissions and loan limits vary; commissions are negotiable. Credits can't exceed your actual closing costs and lender limits.
How to read a builder promotion
“Select homes”
Most offers apply only to certain homes, usually finished inventory. Ask for the list of eligible addresses.
Preferred lender required
Rate buydowns and closing credits usually require the builder's lender. Compare the total cost, not just the rate.
Contract and closing deadlines
Many promotions require a signed contract by one date and closing by another. Miss either and the offer can disappear.
Credit limits
Your loan program caps total seller and builder credits. We help size incentives and your rebate so nothing is wasted.
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Found a deal already? Call or text (407) 357-0357 before you visit.
Builder incentive FAQ
Can I get a builder incentive and a rebate on the same home?
Often, yes. The incentive comes from the builder and the rebate from your agent's commission. Both must be disclosed and fit within your lender's limits.
Do I have to use the builder's lender?
Not to buy the home, but many incentives require it. We compare the builder's offer with an outside loan so you can see which is really cheaper.
Why don't you list the advertised interest rates?
Rates change daily and depend on your loan, so builders' lenders must quote them with an APR. Ask the lender for a written Loan Estimate.
How often is this page updated?
Monthly. Subscribe above and we'll email you when the next update is posted.